Specified amount of money at any given time
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For a long time now, we’ve noticed on the Internet a savings table where you have to set aside a certain amount of money each week to save 1,000 USD a year.
Some find it really a great way to save and do it, some find it an impossible way, and no one can defer to a specified amount of money at any given time (if you postpone more than USD 200 a month, not everyone can ). Although there are tables left – each one’s own – if someone manages to save money in this way, it is only welcome, but that does not mean that everyone will.
How to save?
There is a lot of advice on how to save money – don’t buy it, count it, give it so much. But to say it is much easier than to do. Also, if we are planning a daily budget with a ferocious desire to save, there are unexpected expenses, doctor visits, broken home appliances or cars, birthdays and other holidays.
There are many costs and they attack us from all sides, especially when we least expect it. A quick fix at this time may be, for example, a quick credit, a consumer credit, or a credit line from Emma Bovary that allows you to buy new home appliances right away or pay for medicines that no longer have money this month. But remember, you can only borrow if you know you can repay it!
Everything is possible!
But in the end, there must still be ways to save money, right? Not an impossible mission, though!
The most popular method is to postpone the goal that you really, really want. It can be a long coveted trip, a great weekend with friends or a loved one, an unusual adventure we want to go – basically anything we really want, because that is what will save you. And once we find out – yes, it can really be done (and not that complicated at all), it will be very easy next time. And weekly savings are a great way to do that.
Let’s say we set aside a certain amount of money each week (which we hold firmly in), and within a month we will have four times the amount we save in the first week. This amount is only increasing every month so that after three months we have a small amount of savings.
Weekly savings do not have to be big
Weekly savings do not have to be big – 5, 10 or 20 USD, which we put completely apart – outside the wallet, in a box or envelope that we keep “out of sight”. Weekly savings can also be made every day – we leave aside 1 or 2 USD every day, and at the end of the week we have already saved 7 or 14 USD. Yes, it doesn’t sound like much, but by the end of the month, we’ve already accumulated USD 52, and after two months, we’ve got USD 104.
The best part is that putting on one or two USD a day does not really feel like you have less money in your wallet. At the same time, we are giving up small purchases that would have paid off that small amount that day – not buying coffee at the gas station or chocolate at the cashier’s desk, walking more that day on public transport and the like. It will save you, and will not at last feel guilty that we have spent too much money on the little things we could do without.
And most importantly, no matter what the money is, no matter how unexpected it is (there are cases where this rule can, of course, be lifted), we do not spend the money for other purposes than we intended, because that will make us feel accumulate, though in reality, it’s not such a difficult task.